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Q
What is moratorium period?
It is a period of maximum of six months after course completion or one month after getting a job whichever is earlier during which no EMI is to be paid.
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Q
What is repayment tenure?
Repayment of loan starts after studying & moratorium period and can go up to a maximum of 7 years.
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Q
What are the documents which are required to be kept with me for faster processing
of loan?
The following documents are required:
Mark sheet of last qualifying examination for school and graduate studies in India.
Proof of admission to the course.
Schedule of expense for the course.
Copies of letter confirming scholarship, etc.
Copies of Foreign exchange permit, if applicable.
2 passport size photographs.
Statement of bank account for the last six months of borrower.
Income tax assessment order not more than 2 years old.
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